Our Editorial Policy
How we research, write, review, and update our coverage.
What we publish
We publish general educational articles, geographic guides, insurer profiles, and consumer comparison tools. We do not issue or sell insurance, and editorial comparisons are not personalized recommendations.
Research and sourcing
We prioritize insurer disclosures, policy forms where publicly available, insurance regulators, and other authoritative sources. Draft copy, including AI-assisted research or writing, is subject to review before publication. We do not invent rates, ratings, features, or data.
Corrections and updates
We periodically review material pages and revise dated information as sources change. Content may not reflect the latest policy forms or state rules; readers must confirm policy details directly with insurers. Please report a potential error through our contact page.
Independence
Advertising and affiliate relationships are kept distinct from our editorial standards. We disclose material financial relationships when relevant. Our comparison methodology should be transparent and should not pretend to be a ranking of all available insurers without supporting research.